🎛️Warp Drive

A Decentralized Federal Reserve

An advanced Token Vault, that acts as a self driving unit allowing for far more complex actions + smoother interactions => All other products are built on warp drive to enable advanced products and services (e.g. SamarQand, Fusion Grid, Warp Jump, Maelstrom, Rift Gate, etc.). It acts as a virtual accounting system and generates yield with the capital deposited in it. It is similar to the traditional banking system, in that it leverages the same underlying system of fractional reserve banking. The goal and mission is for the protocol to invest the idle funds into low risk protocols and strategies, generating steady yield over the long term + improving liquidity where needed (e.g. depositing tokens in SamarQand for lending yield, supplying $EXOFI to the Hadron Collider, to generate more $EXOFI). The extra fees earned from those automated strategies directly flow either directly into the community treasury or to $EXOFI holders. It will feature a full SDK and APIs for other projects to take advantage of this base layer, unlocking new dimensions of liquidity. Inherent in its design, it is meant to foster collaboration, rather than competition and should provide the necessary tooling and infrastructure to build fully composable apps on top, just as we are already doing. This multi-dimensional monetary lego brick would herald a new era of capital efficiency as the costs to transact within the Warp Drive (and by extension the whole ecosystem) fall dramatically and liquidity improves across different planes of existence. This works, because it builds on the principle, that individual positions can mutually benefit from shared liquidity - By lending out the deposits and deploying the capital in other yield generating ways, extra income is generated, without incurring losses to the underlying principle, due to the focus on low risk instruments and proper collateralization levels to support - THAT is how it was devised and should work. For instance, if you as a user create a limit order on Exofi, the capital used and deposited in the contract to make that limit order would be utilized by the “Warp Drive” to earn yield, while you wait for your order to be filled. This leads to much higher overall capital efficiency (which is actually the goal of financial instruments in general) However in traditional finance (where fractional reserve lending is used, that leverages this exact system), that benefit would directly flow only to the banks themselves and with the organization as a whole driven to maximize profits, the whole operation becomes fuelled (and incentivised unfortunately) by pure greed. That beautiful system not only becomes a problem, as it only benefits the people taking your money but also outright invites them to gamble the principle away in high risk speculative instruments, all in the name of maximizing shareholder value in search of ever increasing profits. This money creation pyramid now gets fully flipped upside down on its head to benefit the protocol and through that, the liquidity providers themselves - all governed and controlled by pure computer logic (i.e. Smart Contracts). This unlocks wealth for growth and as an investment vehicle on a hyper scale and will change finance forever: Now, instead of relying on a over compensated and highly undercollateralized institution like a bank to gamble away your money and enriching themselves (instead of investing your money through sound and proper allocation models), ANYBODY can now lend his own money (in all kinds of opportunities and ways he sees fit) and profit directly, while benefiting the collective of the community of the protocol as a whole, thereby increasing his returns even more. By order of decentralized finance, we are finally free to move to a model, where literally EVERY participant is highly incentivised to work together and for the greater good of the collective without compromises. Financial Institutions like Banks are allowed to borrow their capital (primarily customer deposits) many times over with only a fraction of collateralization necessary, being only required to hold cash reserves in the ballpark of 5-10% by law. This also means effectively that an institution can leverage greater amounts the larger the reserves are. The implications are manyfold, but it crystalizes one simple truth: the proportional value of a dollar increases exponentially in correlation to the size of the principle. In plain terms this means in essence, that the value of a single dollar is greater for institutions with larger reserves, than for institutions with smaller ones - by simple virtue, that the cash amount an institution can leverage increases proportionally to their holdings - Quite literally a tale of “The more you have, the more you earn). Conversely, the value of a single dollar in the Warp Drive is greater than in any other wallet, account and/or especially AMM after the launch of the “Fusion Grid”. Consequently, this capital efficiency is distributed directly to the Depositors (i.e. Users) themselves instead of the middlemen (i.e. the Banks). This revelation surmises elegantly the often mentioned connotation of DeFi “disrupting” and “disintermediating” traditional finance and underlines not just the power, but even more so the importance of decentralization, transparency and auditability (through Blockchain) and immutable and automated programmes (through Smart Contracts) to effectively welcome a new age of prosperity and independence.